Refi or Refinance – Refinancing is simply paying off your existing loan or loans with the proceeds of a new loan. This is usually to get a lower interest rate or change your repayment term.
Once you refinance your student loans, it may be time to think about buying a home. The first thing lenders check is your Debt-to-Income ratio (DTI). DTI is the way lenders measure your ability to manage the payments you make every month to repay money borrowed. This is calculated by comparing the amount of debt … Continue reading Buying a Home? Let’s Talk DTI.
Your New Year’s resolution may be long gone, but it’s never too late to jump start your productivity at work. At Purefy, we believe in simplifying as much as possible and working smarter, not harder, whenever we can. Whether you’re at a startup or a Fortune 500 company, follow these 5 tips to maximize your … Continue reading 5 Tips to Increase Productivity
Does “Good Debt” Exist?
Lower monthly payment or lower interest savings?
Purefy launches new student loan refinance program