Do You Know Your Rate?

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As the weather heats up, it’s time to fire up the grill and plan your Memorial Day cookout.  BBQ conversations can range from sports debates to vacation plans and even mortgage refinancing.  There’s always that one friend who brags about recently refinancing her mortgage to some absurdly low rate.  Next time that happens, ask if … Continue reading Do You Know Your Rate?

6 Tips for Managing Your Finances

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We’re all about smart saving and savvy spending. Since you probably already know our favorite finance tip is to refinance your student loans, here are 6 others to help maintain and manage your finances. These tips are simple, easy to follow and when coupled with a little bit of discipline, effective in providing financial security.

Student Loans 101

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Refi or Refinance – Refinancing is simply paying off your existing loan or loans with the proceeds of a new loan.  This is usually to get a lower interest rate or change your repayment term.