As the weather heats up, it’s time to fire up the grill and plan your Memorial Day cookout. BBQ conversations can range from sports debates to vacation plans and even mortgage refinancing. There’s always that one friend who brags about recently refinancing her mortgage to some absurdly low rate. Next time that happens, ask if … Continue reading Do You Know Your Rate?
Choosing whether or not you will have a co-signer on your refinanced student loan is one of the biggest decisions you will ever make. Ok not really, but it can affect your refinanced loan approval and potentially how much you can save on your interest expense and/or monthly payment. Want to see if a co-signer … Continue reading To Co-sign or Not to Co-sign
We’re all about smart saving and savvy spending. Since you probably already know our favorite finance tip is to refinance your student loans, here are 6 others to help maintain and manage your finances. These tips are simple, easy to follow and when coupled with a little bit of discipline, effective in providing financial security.
Refi or Refinance – Refinancing is simply paying off your existing loan or loans with the proceeds of a new loan. This is usually to get a lower interest rate or change your repayment term.
Once you refinance your student loans, it may be time to think about buying a home. The first thing lenders check is your Debt-to-Income ratio (DTI). DTI is the way lenders measure your ability to manage the payments you make every month to repay money borrowed. This is calculated by comparing the amount of debt … Continue reading Buying a Home? Let’s Talk DTI.
Your New Year’s resolution may be long gone, but it’s never too late to jump start your productivity at work. At Purefy, we believe in simplifying as much as possible and working smarter, not harder, whenever we can. Whether you’re at a startup or a Fortune 500 company, follow these 5 tips to maximize your … Continue reading 5 Tips to Increase Productivity