Secured vs. Unsecured Debt: Here’s What You Need to Know

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There are two types of debt available to consumers: secured debt and unsecured debt. Secured debts require some form of collateral, while unsecured debts rely on your promise to pay and generally have higher interest rates. When looking to take on debt, it’s important to know what you’re dealing with. Let’s start with the basics. … Continue reading Secured vs. Unsecured Debt: Here’s What You Need to Know

Here’s how Simple It Is To Refinance Your Student Loans and Save Money on Interest

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Student loan debt is a drag, and not just on your finances. Dealing with multiple lenders can be a real time-suck, and, let’s face it – no one wants to spend more time than absolutely necessary paying off debts. If you’ve been looking for a way to make repaying your student loans less of a … Continue reading Here’s how Simple It Is To Refinance Your Student Loans and Save Money on Interest

Federal Student Loan Interest rates are rising, here’s what you need to know and how you can save

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Federal student loan interest rates have risen. Effective July 1, undergraduates who take out direct subsidized loans or direct unsubsidized loans will be paying 4.45% in interest – an increase from the previous rate of 3.76%.   But that’s not all.   Graduate students who’ve taken out direct unsubsidized stafford loans will see interest rates … Continue reading Federal Student Loan Interest rates are rising, here’s what you need to know and how you can save

6 Strategies for Paying Back Private and Federal Student Loans

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Student loan debt can be a real drag on your finances. In a recent study, 47% of those surveyed reported that they’d put off starting their own business because of their student loan debt. Predictably, 62% of respondents said student debt imposed on their personal budget. With the national student loan debt reaching $1.4 trillion, it’s … Continue reading 6 Strategies for Paying Back Private and Federal Student Loans

Couples that Refinance Together Save Together

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Student loans don’t have to be a till death do you part relationship. We have a unique solution for spouses seeking to refinance through our Couple Loan.  With the Couple Loan, only by Purefy, both spouses refinance their student loans together into one monthly payment, one lower interest rate and a better term.